Florida Life and Health Insurance License Practice Test

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Who does an agent represent during the solicitation of insurance?

  1. A client seeking insurance

  2. Their insurance company

  3. The beneficiary of the policy

  4. A third-party advisor

The correct answer is: Their insurance company

An agent represents the insurance company during the solicitation of insurance because they are the ones selling the insurance policies on behalf of the company. Option A and C are incorrect because while an agent may work with a client to obtain insurance, they ultimately represent the insurance company. Option D is incorrect because the agent is not a third-party advisor; their main role is to sell insurance on behalf of the company.

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