Florida Life and Health Insurance License Practice Test

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Which of these do NOT constitute policy delivery?

  1. Mailing the policy to the policyowner

  2. Handing the policy to the insured person

  3. Policy issued with a rating

  4. Electronic delivery of the policy document

The correct answer is: Policy issued with a rating

Policy delivery typically refers to the physical or electronic delivery of a policy document to the policy owner or insured person. Option C, policy issued with a rating, does not fit this definition as it pertains to the underwriting process and not the delivery of the policy itself. Options A, B, and D all involve the actual delivery of the policy document to the intended recipient.

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