Florida Life and Health Insurance License Practice Test

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When will coverage be effective if the initial premium check is unsigned at the time of application?

  1. When the application is signed

  2. When the check is finally signed

  3. The date the policy and Statement of Good Health are delivered

  4. After a 30-day waiting period

The correct answer is: The date the policy and Statement of Good Health are delivered

If the initial premium check is unsigned at the time of application, the application is considered incomplete and coverage will not be effective until the policy and Statement of Good Health are delivered. Option A and B would not result in effective coverage as the unsigned check is still considered incomplete. Option D is incorrect because a 30-day waiting period would not apply to this specific situation.

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