Florida Life and Health Insurance License Practice Test

Disable ads (and more) with a membership for a one time $4.99 payment

Master the Florida Life and Health Insurance License Exam with our comprehensive practice test guide. Ensure your success with expert tips, detailed study materials, and realistic practice questions designed to mimic the actual exam.

Practice this question and more.

What type of life insurance offers flexible premiums and an adjustable death benefit?

Term Life
Whole Life
Universal Life
Variable Life

The correct answer is: Universal Life

Universal Life insurance offers flexible premiums and an adjustable death benefit. Term Life insurance only provides coverage for a set amount of time and does not have adjustable features. Whole Life insurance typically has fixed premiums and a set death benefit. Variable Life insurance offers investment options but does not allow for flexibility in premiums. Therefore, Universal Life is the only option that fits the given criteria.