Florida Life and Health Insurance License Practice Test

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What must the policyowner provide to the insurer for validation that a loss has occurred?

  1. A witness

  2. Proof of Loss

  3. A police report

  4. All of the above

The correct answer is: Proof of Loss

The policyowner must provide proof of loss, as this is a formal statement that documents a loss or damage to property and details the extent of the loss/damage. A witness may not always be available or have relevant information, and a police report may not be required for all types of losses. Additionally, "all of the above" is incorrect as it includes options that may not be necessary or applicable. Therefore, the most accurate and specific answer is B Proof of Loss.

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