Florida Life and Health Insurance License Practice Test

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What is a characteristic of a Conditionally Renewable Health Insurance policy?

  1. Coverage is unconditional

  2. Demographic changes determine premiums

  3. Premiums may increase at time of renewal

  4. The insured can renew the policy without conditions

The correct answer is: Premiums may increase at time of renewal

A Conditionally Renewable Health Insurance policy is not unconditioned, and demographic changes do not determine premiums. Instead, these policies may increase premiums at the time of renewal.

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