Florida Life and Health Insurance License Practice Test

For a 66 year-old covered under a group health plan with a company of 40 employees, what coverage is considered primary after an injury in the park?

1. Medicare

2. Her personal health insurance

3. Her group health plan

4. Workers' compensation

The correct answer is: Her group health plan

The woman's group health plan would be considered her primary coverage because it is provided by her employer, who has more than 20 employees. In this case, Medicare would be considered secondary coverage if she were not covered by her group health plan. Her personal health insurance may also be considered secondary coverage, but it would depend on the specific terms of her policy. Workers' compensation would only apply if the injury occurred in the course of her employment. Therefore, in this scenario, her group health plan would be her primary coverage after an injury in the park.