Florida Life and Health Insurance License Practice Test

Most life insurance policies in Florida have a contestability period of 2 years. During this period, the insurance company can investigate your application and deny payment if they discover that you provided false information. Option A, 1 year, is too short as most companies need more time to fully review an application. Option C, 5 years, and option D, 10 years, are both incorrect as their longer periods are not applicable in Florida. It's worth noting that some policies may have longer contestability periods under certain circumstances, but the general rule in Florida is 2 years.